Liability

General Liability Insurance, paired with Property and Worker's Compensation Insurance, are vital for businesses of all sizes.  The amount of coverage a company requires depends on a few dynamics that a MRM specialist will review with you. The type of business you are in will factor into the different types of liabilities you face. The location at which you operate also may mandates specific coverages.

Under most general liability insurance policies, your business can be protected from lawsuits resulting from the following:

  - Bodily injuries that occur to customers, employees, vendors or visitors on your premises.
  - Personal injuries sustained as a result of the actions or negligence of one of your employees. Property damage 
    caused by your employees.
  - Advertising injury (damage from slander or false advertising) .

Product Liability Insurance

This coverage protects you in the event that an item manufactured or developed by your company is responsible for an accident, injury or death. The nature of the product manufactured would affect how much coverage you would need. Safety measures and precautions taken are also factored in when determining your premium.